Loan Products
Unlock your investment potential, secure the investments, and turn your vision into reality.
Fix n Flip Loan
Unlock the potential of your real estate investments with our Fix n Flip loans. These loans are designed to finance up to 85% of the purchase price and 100% of the renovation costs, providing you with the capital you need to transform properties quickly and efficiently.
With a 12-month term and no prepayment penalty, you have the flexibility to complete your projects and maximize your returns. Perfect for investors looking to buy, renovate, and sell properties for profit.
Key Features
- Financing up to 85% of purchase price
- 100% coverage of rehab costs
- 12-month term
- No prepayment penalty
- 5-10 day closings
Benefits
- Quick access to capital for property investments
- Close quickly to beat out competing investors
- Interest as disbursed, don't pay interest on capital not used
DSCR Loan
Secure your investment properties with our DSCR (Debt Service Coverage Ratio) loans, ideal for both long term and short term leases. These permanent loans finance up to 80% of the purchase price or 75% on a refinance, with 30-year fixed-rate terms, providing stability and predictability for your rental properties.
Adjustable-rate mortgage (ARM) options also available to suit your investing strategy. Perfect for investors looking for steady, long-term income from their real estate holdings.
Key Features
- Financing up to 80% of purchase price or 75% on refinance
- 30-year fixed-rate options
- Adjustable-rate mortgage (ARM) options available
- 2-4 week closings
- Airbnb or STR allowed
Benefits
- Long-term stability and predictability in payments
- Flexible loan options to match your investment strategy
- Ideal for securing rental income properties
New Construction Loan
Turn your vision into reality with our New Construction loans, designed for ground-up construction or development projects. These loans offer terms ranging from 12 to 24 months with no prepayment penalty, providing the flexibility you need to complete your projects on time and within budget.
Whether you’re developing residential or commercial properties, our New Construction loans provide the financial support you need to build from the ground up.
Key Features
- Designed for ground-up construction or development projects
- 18-24 month terms
- No prepayment penalty
- Interest as disbursed, don't pay interest on capital not used - “non dutch”
- 85% LTC max
Benefits
- Flexible terms to accommodate construction timelines
- Financial support from start to finish of your project
- Fast inspections to help expedite cash flow
Best Lending Co. is a direct private lender, focused on providing a Better Borrowing Experience.
© 2024 BEST Lending Co INC. All Rights Reserved. California Bureau of Real Estate Broker License No. #02117164. Privacy Policy and Terms of Service.
This is not a commitment to lend. Restrictions may apply. LTV limit is based on current, accurate appraised value. Closing timeframe is based on estimates and is not guaranteed. Best Lending Co INC reserves the right to amend rates and guidelines. All loans are made in compliance with Federal, State, and Local laws. Best Lending Co Inc is an equal opportunity lender.
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